How to Fund Your Small Business: SME Loans to Consider
Passion, grit, and patience are essential for entrepreneurs, but these aren’t enough to start a business. Of course, you need the skill to find financing
Seeing ourselves as goal architects, we deliver business funding as form of financial solutions to help facilitate the goals and ambitions of small businesses.
We envision a financial market serving the small businesses of the Philippines in a way that promotes long term economic and social sustainability.
From our Customer Service Representative
Through phonecall, SMS, email and proceed to our nearest ranch for releasing
Our team is ready to serve your needs! Our representatives are available MonFriday 9 am – 6pm
Our process is very fast and easy
As a business financing company we offer immediate financial solutions to small businesses, we intend to help them actualize their goals and ambitions. There is an enormous underserved market of company owners who do not have access to steadfast financing and when they do, business establishments face extensive and trivial loan applications and harsh underwriting practices that turn away many capable businesses. We’re here to help them!
Our business loans are specially designed for entrepreneurs for additional working capital, business expansion, and acquisition requirements. We provide both secured and unsecured loans
Our rediscounting facility allows small businesses to discount their customers’ post dated checks (PDCs) to finance business requirements.
We are a financing company in the Philippines who envision a financial market serving local businesses in a way that promotes long term economic and social sustainability.
Our business loans are specially designed for small businesses and entrepreneurs by providing business financing services in the Philippines for additional working capital for business expansion and acquisition requirements.
For a client who submitted complete requirements turn-around time for Loan Approval is seven (5-7 business days) working days for Business loan
Loanable amount is Php 500,000 to 10,000,000 and above. However, the approval of the business loan dependends on the Credit Committee’s evaluation.
The business loan terms will vary on the approval of your business loan. We have a minumim and maximum of 6months to 1 year term depending on the approval of our Credit Committee.
For secured loans, we have flexibility of 12 months to 24 months.
Yes, JK Capital does accept collateral to enhance the credit application
Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client’s name
– Checkbook (Corporate checking account needed if client is a Corporation)
– Personal checkbook for security check (Principal borrower and co-borrower for security check)
– Deposit slip dated upon claiming of the loan (any amount will do)
– 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)
For legal purposes, in case the client fails to deposit any of his/her checks.
Nagamit ko ng maayos ang loan ko sa JK Capital Finance Inc., at nakatulong para mapaunlad ang aking negosyo.
Nenita Aclan
Business OwnerLaking tulong sa akin ang JK Capital, nagamit ko ito sa aking working capital/ additional funds na kailangan sa business ko.
Alex Alcantara
Store OwnerPassion, grit, and patience are essential for entrepreneurs, but these aren’t enough to start a business. Of course, you need the skill to find financing
Starting or expanding your business requires a significant amount of funds. Sometimes, your savings aren’t enough to cover the expenses needed. This is where loans
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