Get a business loan
in 5 days or less!
Get a business loan in 5 days or less!
- Business loans from 500k to 10M.
- Easy access to our 9 branches nationwide.
- Pre approval and fast processing in 2 to 3 days.
Our Products
Tailored Solutions for Every Financial Need
About Our Business Loan
Our business loans are specially designed for small businesses and entrepreneurs by providing business financing services in the Philippines for additional working capital for business expansion and acquisition requirements.
Business Loan
We provide both secured and unsecured (clean) business loans.
Rediscounting
Our rediscounting facility allows businesses to discount their customers’ post dated checks (PDCs).
JK Capital Finance Inc. supports growing Filipino entrepreneurs and SME businesses in the Philippines
Your Trusted Financing Partner
Helping individuals and businesses achieve financial success with personalized and trusted loan solutions.
Our Valued Partners
Building lasting relationships with trusted partners to deliver seamless, reliable, and innovative financial solutions.
What Our Clients Are Saying
Testimonials
Nenita Aclan
Business Owner
Nagamit ko ng maayos ang loan ko sa JK Capital Finance Inc., at nakatulong para mapaunlad ang aking negosyo.
Alex Alcantara
Store Owner
Laking tulong sa akin ang JK Capital, nagamit ko ito sa aking working capital/ additional funds na kailangan sa business ko.
Edward Abad
Store Owner
Many times tatawag lang ako sa office nila, mabilis sila kausap… natulungan ang business ko.
Jenilyn Sayson
Agent
Thank you, JK Capital Finance, for providing such a fast and smooth loan transaction experience. The staff was professional and helpful throughout, ensuring that the entire process was straightforward and hassle-free. Overall, all the experience was excellent, and the transaction gave me confidence in their reliable service.
FAQ’s
Find answers to common questions about our loan products, application process, eligibility, and repayment options. If you need more help, our support team is here to assist you every step of the way for a smooth experience.
For a client who submitted complete requirements turn-around time for Loan Approval is seven (5-7 business days) working days for Business loan
Loanable amount is PHP 500,000 to 50M and above. However, the approval of the business loan dependends on the Credit Committee's evaluation.
The business loan terms will vary on the approval of your business loan. We have a minumim and maximum of 6months to 1 year term depending on the approval of our Credit Committee.
For secured loans, we have flexibility of 12 months to 24 months.
Yes, JK Capital does accept collateral to enhance the credit application
Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client’s name
– Checkbook (Corporate checking account needed if client is a Corporation)
– Personal checkbook for security check (Principal borrower and co-borrower for security check)
– Deposit slip dated upon claiming of the loan (any amount will do)
– 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)
For legal purposes, in case the client fails to deposit any of his/her checks.
FAQ’s
Find answers to common questions about our loan products, application process, eligibility, and repayment options. If you need more help, our support team is here to assist you every step of the way for a smooth experience.
For a client who submitted complete requirements turn-around time for Loan Approval is seven (5-7 business days) working days for Business loan
Loanable amount is PHP 500,000 to 50M and above. However, the approval of the business loan dependends on the Credit Committee's evaluation.
The business loan terms will vary on the approval of your business loan. We have a minumim and maximum of 6months to 1 year term depending on the approval of our Credit Committee.
For secured loans, we have flexibility of 12 months to 24 months.
Yes, JK Capital does accept collateral to enhance the credit application
Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client’s name
– Checkbook (Corporate checking account needed if client is a Corporation)
– Personal checkbook for security check (Principal borrower and co-borrower for security check)
– Deposit slip dated upon claiming of the loan (any amount will do)
– 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)
For legal purposes, in case the client fails to deposit any of his/her checks.
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