Position Purpose
As a Credit Analyst, your primary responsibility will be to assess the creditworthiness of existing and prospective clients. This involves examining financial transactions and credit histories on a case-by-case basis, completing ratio, trend, and cash flow analyses, and creating projections. You will deliver a multidimensional perspective on investment outlooks in a clear and informative manner, determining the degree of risk involved and providing in-depth analysis of data to produce objective reports.
Job Description
- Assessing credit worthiness of existing or prospective clients.
- Examining financial transactions and credit history case by case.
- Completing ratio, trend and cash flows analyses and creating projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner.
- Determine in depth the degree of risk involved
- Carefully analyze data and produce clear and objective reports .
- Routinely monitor loans for compliance.
- Adhere to credit policy and guidelines.
- Monitor corporate portfolio asset quality on an ongoing basis.
- Draft models of credit information that predicts trends and patterns.
Requirements
- Candidate must possess at least Bachelor’s/College Degree in Business Studies/Administration/Management, Finance/Accountancy/Banking or equivalent.
- Preferably less than 1 year experience specialized in Banking/ Financial Services or equivalent.
Experience Requirements
- At least 1 year(s)
- Freshers are also encouraged to apply.
Additional Requirements
- Age at most 28 years
- Both males and females are allowed to apply
- The applicants should have experience in Banks or Financial Institutions
Compensation & Other Benefits
- As per policy of the Bank
Application Process*
Applications must be submitted through the mentioned link on the page by clicking on Apply Button.
- All applicants must send a cover letter along with an updated CV (we encourage CV no longer than four pages) in English.
- Mentioning three referees’ details of your present supervisor and HR along with past employment’s supervisor with CV.
Note: Applications sent by email will not be considered. In addition, DRC doesn’t charge any fee for any of its recruitment processes & believes in equal opportunity in employment regardless.