Get a business loan
in 2 days or less!

Get a business loan in 2 days or less!

Here’s How it Works!

Our team is ready to serve your needs! Our representatives are available Monday – Friday 9:00 AM – 6:00 PM.

APPLY ONLINE

Our process is very fast and easy.

Step 1

Apply Online.

Step 2

Enter Your Information.

Step 3

Pre-qualify in less than 3 mins.

Our Products

Tailored Solutions for Every Financial Need

About Our Business Loan

Our business loans are specially designed for small businesses and entrepreneurs by providing business financing services in the Philippines for additional working capital for business expansion and acquisition requirements.

Business Loan

We provide both secured and unsecured (clean) business loans.

Rediscounting

Our rediscounting facility allows businesses to discount their customers’ post dated checks (PDCs).

JK Capital Finance Inc. supports growing Filipino entrepreneurs and SME businesses in the Philippines

Your Trusted Financing Partner

Helping individuals and businesses achieve financial success with personalized and trusted loan solutions.

Operating for 10+ Years
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Partnered agents
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SMEs Reached
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Our Valued Partners

Building lasting relationships with trusted partners to deliver seamless, reliable, and innovative financial solutions.

What Our Clients Are Saying

Testimonials

FAQ’s

Find answers to common questions about our loan products, application process, eligibility, and repayment options. If you need more help, our support team is here to assist you every step of the way for a smooth experience.

For a client who submitted complete requirements, turn-around time for business loan approval is from 5 to 7 business/working days.

Loanable amount is from PHP300,000 to P50,000,000. However, the final approved business loan amount is subject to the Credit Committee’s evaluation.

The business loan terms will vary based on the approval of your loan. We have a minimum of 6 months to a maximum of 1 year repayment terms depending on the approval of our Credit Committee.

Yes, JK Capital accepts collateral to enhance the credit application.

Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client’s name

– Checkbook (Corporate checking account needed if client is a Corporation)
– Personal checkbook for security check (Principal borrower and co-borrower for security check)
– Deposit slip dated upon claiming of the loan (any amount will do)
– 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)

FAQ’s

Find answers to common questions about our loan products, application process, eligibility, and repayment options. If you need more help, our support team is here to assist you every step of the way for a smooth experience.

For a client who submitted complete requirements turn-around time for Loan Approval is seven (5-7 business days) working days for Business loan

 

Loanable amount is PHP 500,000 to 50M and above. However, the approval of the business loan dependends on the Credit Committee's evaluation.

The business loan terms will vary on the approval of your business loan. We have a minumim and maximum of 6months to 1 year term depending on the approval of our Credit Committee.

For secured loans, we have flexibility of 12 months to 24 months.

Yes, JK Capital does accept collateral to enhance the credit application

 

Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client’s name

– Checkbook (Corporate checking account needed if client is a Corporation)
– Personal checkbook for security check (Principal borrower and co-borrower for security check)
– Deposit slip dated upon claiming of the loan (any amount will do)
– 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)

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