Loanable amount is PHP 500,000 to 50M and above. However, the approval of the business loan dependends on the Credit Committee's evaluation.

The business loan terms will vary on the approval of your business loan. We have a minumim and maximum of 6months to 1 year term depending on the approval of our Credit Committee.

For secured loans, we have flexibility of 12 months to 24 months.

Yes, JK Capital does accept collateral to enhance the credit application

Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client's name

- Checkbook (Corporate checking account needed if client is a Corporation)
- Personal checkbook for security check (Principal borrower and co-borrower for security check)
- Deposit slip dated upon claiming of the loan (any amount will do)
- 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)

For legal purposes, in case the client fails to deposit any of his/her checks.