Credit Analyst

Position Purpose

As a Credit Analyst, your primary responsibility will be to assess the creditworthiness of existing and prospective clients. This involves examining financial transactions and credit histories on a case-by-case basis, completing ratio, trend, and cash flow analyses, and creating projections. You will deliver a multidimensional perspective on investment outlooks in a clear and informative manner, determining the degree of risk involved and providing in-depth analysis of data to produce objective reports.

Job Description

• Assessing credit worthiness of existing or prospective clients.
• Examining financial transactions and credit history case by case.
• Completing ratio, trend and cash flows analyses and creating projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner.
• Determine in depth the degree of risk involved
• Carefully analyze data and produce clear and objective reports .
• Routinely monitor loans for compliance.
• Adhere to credit policy and guidelines.
• Monitor corporate portfolio asset quality on an ongoing basis.
• Draft models of credit information that predicts trends and patterns.

Requirements

• Candidate must possess at least Bachelor’s/College Degree in Business Studies/Administration/Management, Finance/Accountancy/Banking or equivalent.
• Preferably less than 1 year experience specialized in Banking/ Financial Services or equivalent.

Experience Requirements

• At least 1 year(s)
• Freshers are also encouraged to apply.

Additional Requirements

• Age at most 28 years
• Both males and females are allowed to apply
• The applicants should have experience in Banks or Financial Institutions

Compensation & Other Benefits

• As per policy of the Bank

Application Process*

Applications must be submitted through the mentioned link on the page by clicking on Apply Button.

• All applicants must send a cover letter along with an updated CV (we encourage CV no longer than four pages) in English.
• Mentioning three referees’ details of your present supervisor and HR along with past employment’s supervisor with CV.

Note: Applications sent by email will not be considered. In addition, DRC doesn’t charge any fee for any of its recruitment processes & believes in equal opportunity in employment regardless.