Jkcapital

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Our BUSINESS LOANS

Unlock your business’s potential with our tailored business financing loans in the Philippines. Explore our flexible business loan PH solutions to boost your growth today!

Business Loan Eligibility Criteria:

Business Loan Requirements:

Our Process

Apply Online

Apply Now

Receive a call

From our Customer Service Representative

Wait for approval

Through phonecall, SMS, email and proceed to our nearest ranch for releasing

Our Process

Apply Online

Apply Now

Receive a call

From our Customer Service Representative

Wait for approval

Through phonecall, SMS, email and proceed to our nearest ranch for releasing

OUR Features

Main Elements of a Successful Application

Bank Account

Must have at least one bank account

No Adverse Findings

No Adverse Finding i.e court cases(serious offenses),bad reference.

Portflio of Assets

Properties,cars and other tangible assets help to boost credit score increasing the chances of being approved.

Limited Returned Checks

Client with limited returned checks from at least past 3 months.

Good Cash Flow

Consistent and Healthy Cash Flow

Positive Credit Investigation

Business is in good condition/financially stable.

Existing Business

Business must be operational

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Kickstart your venture with JK Capital's business loans today!

Application Form

Kickstart your venture with JK Capital’s business loans today!

Supporting The Backbone of The Philippine Economy

BUSINESS LOAN CALCULATOR

Calculate And Confirm Your Loans

Loan Calculator

Loan Term
Loan Amount
Interest Rate
%
Loan Duration
@example.com
Start Date
End Date
Total Amount

EMI Amount
Interest Payable
  • EMI Amount (Principal + Interest)
  • Interest Payable
  • Loan Duration
  • Your EMI Amount
Apply Now

Documentation Requirements

For a client who submitted complete requirements turn-around time for Loan Approval is seven (3-5 business days) working days for Business loan

Loanable amount is PHP 500,000 to 50M and above. However, the approval of the business loan dependends on the Credit Committee's evaluation.

The business loan terms will vary on the approval of your business loan. We have a minumim and maximum of 6months to 1 year term depending on the approval of our Credit Committee.

For secured loans, we have flexibility of 12 months to 24 months.

Yes, JK Capital does accept collateral to enhance the credit application

Vehicle must be at least:
= < 5 year old for private vehicle/ cars;
= < 8 year old for trucks and buses
Vehicle for collateral must be under the client's name

- Checkbook (Corporate checking account needed if client is a Corporation)
- Personal checkbook for security check (Principal borrower and co-borrower for security check)
- Deposit slip dated upon claiming of the loan (any amount will do)
- 2 Original Government Valid IDs of both borrower and co-borrower (same as last presented)

For legal purposes, in case the client fails to deposit any of his/her checks.

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